Best Credit Card for Booking.com Singapore 2026

Booking.com is the dominant OTA worldwide; most SG miles cards pay their standard travel rate (2-3 mpd) on Booking.com transactions. There's no Booking.com-specific partnership in SG today — pick the card with the best blanket travel rate that you actually own.

Top 3 cards

1
HSBC Revolution Credit Card

HSBC Revolution Credit Card

HSBC

8 mpd

8 mpd (20 RP per S$1) on Eligible Transactions for HSBC Everyday Global accountholders with ≥ S$50K balance (Mar 2026 restoration per Milelion 2026 strategy). Categories and S$1,000 cap mirror hsbc-11-bonus-1; relationship gate enforced by engine filterRatesMapByRelationship — rate is dropped when userProfile.bank_relationships doesn't include 'hsbc_ega_50k'.

2
Trust Cashback Card

Trust Cashback Card

Trust

15% cashback

Applies only to ONE category you select (locked per quarter). Requires S$2,000/mo eligible spend to unlock.

15% on user-selected preferred category at S$2,000/month min for 3 consecutive months. Quarterly cap S$250 (~S$83/cycle). Quarterly category lockup. From 1 Mar 2026: $1k/10% tier removed.

3
DBS Woman's World Card

DBS Woman's World Card

DBS

4 mpd

10X DBS Points per S$5 on online spend (local & overseas), capped at first S$1,000/mo of online spend. Covers online merchants — air tickets, hotels, Atome, Kris+, etc. Catalog category list reflects the actual reach so the engine matches direct category queries.

Get your personalised pick

These are the objective top picks. Perqa narrows them to the cards in your wallet and tracks your spend so you always use the right one.

Try Perqa — free

Frequently asked

Yes. Booking.com uses MCC 4722 (Travel Agencies / Tour Operators), the qualifying MCC for travel-category bonuses. UOB PRVI Miles, Citi PremierMiles, AMEX KrisFlyer Ascend all match.

No. Genius rewards (member discounts, complimentary perks) are merchant-level and apply before card payment. Cashback / miles are calculated on the discounted amount the card is actually charged.

Booking.com lets you choose to be billed in SGD ("Booking.com's currency converter") or in the hotel's local currency. The hotel-currency option avoids Booking.com's 2-4% conversion markup but triggers your card's FCY fee. Cards with low FCY fees (Trust at 0%, ICBC at 2.5%) generally win with hotel-currency billing.

Related guides

Browse all merchant guides →