foodpanda is one of SG's top two food delivery apps. Most cards treat foodpanda as a food-delivery / dining merchant (MCC 5814 or sometimes 5811). DBS yuu Card has a foodpanda partnership tier; Maybank F&F's 8% food-delivery is the strongest general option.
DBS
yuu Merchant max bonus: 26 bonus + 1 base = 27 yuu Points per S$1 = 13.5%. Requires S$800/mo Eligible Spend AND transactions at 4 different Participating Merchants. Total bonus capped at S$144/mo (28,800 yuu Points).
HSBC
8 mpd (20 RP per S$1) on Eligible Transactions for HSBC Everyday Global accountholders with ≥ S$50K balance (Mar 2026 restoration per Milelion 2026 strategy). Categories and S$1,000 cap mirror hsbc-11-bonus-1; relationship gate enforced by engine filterRatesMapByRelationship — rate is dropped when userProfile.bank_relationships doesn't include 'hsbc_ega_50k'.
Trust
Applies only to ONE category you select (locked per quarter). Requires S$2,000/mo eligible spend to unlock.
15% on user-selected preferred category at S$2,000/month min for 3 consecutive months. Quarterly cap S$250 (~S$83/cycle). Quarterly category lockup. From 1 Mar 2026: $1k/10% tier removed.
These are the objective top picks. Perqa narrows them to the cards in your wallet and tracks your spend so you always use the right one.
Try Perqa — freeFor Cashback preference: Maybank Family & Friends pays 8% on food delivery (min S$800/mo across 5 selected categories). DBS yuu Card pays up to 13.5% rebate (yuu Points equivalent) on foodpanda as a Participating Merchant. For Miles: HSBC Revolution 4 mpd on online (foodpanda app charges as online).
pandapro monthly subscription is a service charge that most cards pay only base rate on. Per-order food charges in your account earn the standard food-delivery rate.
pandamart usually charges under MCC 5411 (Grocery) — which means grocery-category cards (not food-delivery cards) match. Restaurant delivery uses MCC 5814 — food-delivery cards match. Same app, different MCC depending on what you buy.