Deliveroo is the premium food delivery player in SG (smaller than foodpanda and GrabFood). Most food-delivery bonus cards treat all three equivalently — same MCC (5814 — Eating Places & Restaurants), same rate. Maybank F&F's 8% food delivery and OCBC 365's 6% dining tier both match Deliveroo.
HSBC
8 mpd (20 RP per S$1) on Eligible Transactions for HSBC Everyday Global accountholders with ≥ S$50K balance (Mar 2026 restoration per Milelion 2026 strategy). Categories and S$1,000 cap mirror hsbc-11-bonus-1; relationship gate enforced by engine filterRatesMapByRelationship — rate is dropped when userProfile.bank_relationships doesn't include 'hsbc_ega_50k'.
Trust
Applies only to ONE category you select (locked per quarter). Requires S$2,000/mo eligible spend to unlock.
15% on user-selected preferred category at S$2,000/month min for 3 consecutive months. Quarterly cap S$250 (~S$83/cycle). Quarterly category lockup. From 1 Mar 2026: $1k/10% tier removed.
UOB
Applies only to ONE category you select (locked per quarter).
10X UNI$ per S$5 (UNI$10 = 4 miles per S$1) on user-selected Preferred Rewards Category. Cap 1,800 UNI$/mo bonus = S$1,000/mo of qualifying spend (cap_unit=spend). User selects ONE category quarterly. Categories: Beauty (5912/5977/7230/7231/7298/7297), Dining (5811/5812/5814/5499), Entertainment (5813/7832/7922), Family (5411/5641), Fashion (5311/5611-5699/5948), Transport (4111/4121/4789/5541/5542), Travel (airlines+hotels). Engine matches optimistically — actual user only earns 4 mpd on currently-selected category.
These are the objective top picks. Perqa narrows them to the cards in your wallet and tracks your spend so you always use the right one.
Try Perqa — freeYes. Deliveroo uses MCC 5814 (Eating Places) — qualifies for dining-category and food-delivery-category bonuses on Maybank F&F, OCBC 365, Citi Cash Back, UOB Preferred Visa, DBS Live Fresh.
Deliveroo Plus monthly subscription bills as a service / subscription charge, not a food delivery charge. Most food-delivery bonuses pay base rate on the subscription. The per-order delivery fees included in your normal Deliveroo orders still count toward the food-delivery rate.
OCBC 365 caps dining (incl. delivery) at S$80/cycle (combined with other 6% categories). Maybank F&F caps at S$80/category per cycle when at top tier. Citi Cash Back caps total cashback at S$80/cycle across all 8% categories. Plan accordingly if you order delivery frequently.