Best Credit Card for Streaming Subscriptions in Singapore 2026

Streaming is a recurring monthly category for most SG households — Netflix, Disney+, Spotify, HBO Max, Apple TV+ all add up to S$30-60/mo per household. The right card pays 4-6% cashback (or 4 mpd) on these subscriptions vs base rate on a generic card. A handful of SG cards carry an explicit streaming or online-subscription tier that captures all of these merchants at once.

Top 3 cards

1
UOB Visa Signature

UOB Visa Signature

UOB

4 mpd

10X UNI$ per S$5 on local SGD spend via contactless tap (Visa payWave + Apple/Samsung/Google Pay/UOB Mighty at Visa payWave readers). The contactless_only flag — not the category — enforces the tap-only rule; the broadened category list lets normal merchant searches match this row. SimplyGo (ABT) treated as Contactless from 1 July 2025. Petrol is on a sibling row (uob-6-petrol-2a) because it earns regardless of payment method. Both rows share the UNI$2,400/period cap via bucket_id=uob-6-petrol-contactless.

2
Maybank Family & Friends Card

Maybank Family & Friends Card

Maybank

6% cashback

Applies only to ONE category you select (locked per quarter).

Tier 1: 6% on user-selected 5 of 10 categories at S$800/mo min spend, S$20/mo cap PER CATEGORY. Categories: Automotive (5541/5542/5552/5532/5533/5599/7531/7535/7538/8699), Dining&Food Delivery (5812/5814/Foodpanda/Deliveroo), Kids&Pets (0742/5995/POPULAR/Toys R Us/Yamaha Music/Mothercare/Kiddy Palace), Online Shopping (5611/5262/5309/5310/5311/5331/5399/5621/5631/5641/5651/5699/5948 online only), Telco&Streaming (4812/4814/4899), Beauty&Wellness (7297/7298/7230), Commute (4111/4112/4121/4131/4789), Entertainment (5813/7832/7922/7929), Groceries (5411), Sports&Sports Apparels (5655/5940/5941/7032/7941/7992/7997).

3
Citi M1 Platinum Visa

Citi M1 Platinum Visa

Citibank

5% cashback

5% (= 0.3% base + 4.7% bonus) on Entertainment — MCC 4899 (Pay TV/Cable/Satellite), 5815 (Digital Goods: Books/Movies/Music — Netflix/Disney+/Spotify/Apple Music/HBO etc.), 7829 (Motion Picture Production/Distribution), 7832 (Motion Picture Theaters — GV/Cathay/Shaw), 7922 (Theatrical Producers/Ticket Agencies — Sistic/Esplanade). Bonus Citi M1 Rebate capped S$60/statement month = S$1,200/mo spend cap on the 4.7% bonus rate.

Get your personalised pick

These are the objective top picks. Perqa narrows them to the cards in your wallet and tracks your spend so you always use the right one.

Try Perqa — free

Frequently asked

4899 (Cable & Streaming) or 5815 (Digital Goods). Netflix, Disney+, HBO, Apple TV+ all use 4899. Spotify uses 5815. Most online-shopping and streaming-category cards match both MCCs.

Some are — Apple TV+ historically billed in USD before SG-localising. Netflix, Disney+, Spotify all bill in SGD for SG customers (set up correctly). If your subscription shows up as USD on your statement, your account may be tied to a non-SG region — change in settings.

Yes. HSBC Revolution pays 4 mpd on online subscriptions including streaming. Citi Rewards Card pays 4 mpd on online up to S$1,000/mo. Both convert miles to KrisFlyer or other airline partners at 1:1.

Related guides

Browse all merchant guides →