Netflix is small in absolute spend — typically S$13–25 a month per household — but it's a recurring charge, so the right card adds up over a year. Most cashback cards pay base rate on streaming, but a handful carry an explicit Online Shopping, Streaming, or Subscriptions bonus that captures Netflix at a higher tier. For miles, a few cards pay 4 mpd on online subscriptions including Netflix.
HSBC
8 mpd (20 RP per S$1) on Eligible Transactions for HSBC Everyday Global accountholders with ≥ S$50K balance (Mar 2026 restoration per Milelion 2026 strategy). Categories and S$1,000 cap mirror hsbc-11-bonus-1; relationship gate enforced by engine filterRatesMapByRelationship — rate is dropped when userProfile.bank_relationships doesn't include 'hsbc_ega_50k'.
Trust
Applies only to ONE category you select (locked per quarter). Requires S$2,000/mo eligible spend to unlock.
15% on user-selected preferred category at S$2,000/month min for 3 consecutive months. Quarterly cap S$250 (~S$83/cycle). Quarterly category lockup. From 1 Mar 2026: $1k/10% tier removed.
Standard Chartered
Requires S$1,500/mo eligible spend to unlock.
10% (32 RP per S$1) on Smart Streaming at top tier (S$1,500+/mo). NO CAP per T&C cl 6.
These are the objective top picks. Perqa narrows them to the cards in your wallet and tracks your spend so you always use the right one.
Try Perqa — freeNetflix bills as an online subscription (MCC 4899 — Cable, Satellite, and Other Pay TV — or sometimes 5815). Cards with an "Online Shopping" or "Subscriptions" bonus category capture it; a generic dining or transport card pays base rate.
Yes — HSBC Revolution pays 4 mpd on online transactions (Netflix included). Citi Rewards Card pays 4 mpd on online spend up to S$1,000 a month. Both are uncapped within the rate tier.
No — your credit card sees one monthly charge regardless of whether one or five people use the account. The charge amount changes if you upgrade plans, but the bank treats it as one Netflix transaction.