Disney+ Hotstar bills monthly or annually in SGD via direct credit card charge. Most streaming services in SG are classified under online subscriptions (MCC 4899 or 5815), making them eligible for online-shopping or subscription-category bonuses. A handful of miles cards pay 4 mpd on these online charges — the same tier that catches Netflix and Spotify.
HSBC
8 mpd (20 RP per S$1) on Eligible Transactions for HSBC Everyday Global accountholders with ≥ S$50K balance (Mar 2026 restoration per Milelion 2026 strategy). Categories and S$1,000 cap mirror hsbc-11-bonus-1; relationship gate enforced by engine filterRatesMapByRelationship — rate is dropped when userProfile.bank_relationships doesn't include 'hsbc_ega_50k'.
Trust
Applies only to ONE category you select (locked per quarter). Requires S$2,000/mo eligible spend to unlock.
15% on user-selected preferred category at S$2,000/month min for 3 consecutive months. Quarterly cap S$250 (~S$83/cycle). Quarterly category lockup. From 1 Mar 2026: $1k/10% tier removed.
Standard Chartered
Requires S$1,500/mo eligible spend to unlock.
10% (32 RP per S$1) on Smart Streaming at top tier (S$1,500+/mo). NO CAP per T&C cl 6.
These are the objective top picks. Perqa narrows them to the cards in your wallet and tracks your spend so you always use the right one.
Try Perqa — freeDisney+ bills under MCC 4899 (Cable & Streaming) or 5815 (Digital Goods). Both MCCs qualify for "online shopping" and "subscriptions" bonus categories on HSBC Revolution, Citi Rewards Card, OCBC 365, and UOB EVOL.
For cashback math: paying annually consolidates the charge into one statement period — useful for hitting category caps but bad if the cap is per-month. Monthly is the safer default unless you specifically need to time a large transaction.
Same merchant ID, same MCC. The price difference is the only thing that changes between plan tiers; the rewards math is identical per dollar.