Best Credit Card for Gojek Singapore 2026

Gojek is the secondary ride-hailing option in SG (smaller than Grab). It uses the same transport MCC (4121) as Grab and taxis, so any transport-bonus card on your wallet that matches Grab also matches Gojek rides identically. The right card depends on your other spend — pure-transport cards win on small wallets, while selectable-category cards may stretch higher if you commit Transport as your tier.

Top 3 cards

1
DBS yuu Card

DBS yuu Card

DBS

13.50% cashback

yuu Merchant max bonus: 26 bonus + 1 base = 27 yuu Points per S$1 = 13.5%. Requires S$800/mo Eligible Spend AND transactions at 4 different Participating Merchants. Total bonus capped at S$144/mo (28,800 yuu Points).

2
Trust Cashback Card

Trust Cashback Card

Trust

15% cashback

Applies only to ONE category you select (locked per quarter). Requires S$2,000/mo eligible spend to unlock.

15% on user-selected preferred category at S$2,000/month min for 3 consecutive months. Quarterly cap S$250 (~S$83/cycle). Quarterly category lockup. From 1 Mar 2026: $1k/10% tier removed.

3
Citi Cash Back Card

Citi Cash Back Card

Citibank

8% cashback

8% on Private Commute / Ride-hailing (Grab, Gojek, TADA — MCC 4121). NEW tier added 1 Apr 2024. Requires S$800/mo min, $80/mo total bonus cap.

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Frequently asked

Yes. Gojek SG rides use MCC 4121 (Taxis & Ride-Hailing) — the same MCC as Grab and taxis. Any transport-bonus card on your wallet that matches Grab also matches Gojek.

Gojek's app has GoFood (food delivery, MCC 5814 — Food Service) which is a different MCC from Gojek rides. A transport card matches the rides but only earns the base rate on GoFood. Use a food-delivery card for GoFood.

GoPay top-ups are stored-value transactions — most cards pay only base rate or nothing. Direct payment at ride end (not via GoPay wallet balance) earns the full transport bonus.

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