Qoo10 is one of SG's big-three online marketplaces alongside Lazada and Shopee. Most cards treat Qoo10 as standard online retail (MCC 5942), making it eligible for online-shopping bonus categories — but watch for Qoo10-issued vouchers and the "Qpoints" stored-value layer that can complicate rewards.
HSBC
8 mpd (20 RP per S$1) on Eligible Transactions for HSBC Everyday Global accountholders with ≥ S$50K balance (Mar 2026 restoration per Milelion 2026 strategy). Categories and S$1,000 cap mirror hsbc-11-bonus-1; relationship gate enforced by engine filterRatesMapByRelationship — rate is dropped when userProfile.bank_relationships doesn't include 'hsbc_ega_50k'.
Trust
Applies only to ONE category you select (locked per quarter). Requires S$2,000/mo eligible spend to unlock.
15% on user-selected preferred category at S$2,000/month min for 3 consecutive months. Quarterly cap S$250 (~S$83/cycle). Quarterly category lockup. From 1 Mar 2026: $1k/10% tier removed.
DBS
10X DBS Points per S$5 on online spend (local & overseas), capped at first S$1,000/mo of online spend. Covers online merchants — air tickets, hotels, Atome, Kris+, etc. Catalog category list reflects the actual reach so the engine matches direct category queries.
These are the objective top picks. Perqa narrows them to the cards in your wallet and tracks your spend so you always use the right one.
Try Perqa — freeYes. Qoo10 charges process under MCC 5942 (catalog/mail-order houses) or 5969 (direct marketing), both of which count as online retail for SG online-shopping cards.
Qpoints top-ups are stored-value purchases. Most cashback/miles cards pay only base rate or nothing on stored-value top-ups. Direct purchases (paying the merchant in one shot) earn the full bonus rate.
Qoo10 SG bills in SGD. Some specific sellers (overseas storefronts on Qoo10) may bill in JPY/USD/KRW, which would trigger your card's FCY fee. Check the order summary before paying.