Scoot is Singapore Airlines' low-cost subsidiary. Charges process under MCC 4511 (Airlines), making it eligible for travel and airfare bonus categories. SIA-related cards (KrisFlyer Ascend, KrisFlyer Blue) pay particularly well since the miles convert directly to KrisFlyer.
HSBC
8 mpd (20 RP per S$1) on Eligible Transactions for HSBC Everyday Global accountholders with ≥ S$50K balance (Mar 2026 restoration per Milelion 2026 strategy). Categories and S$1,000 cap mirror hsbc-11-bonus-1; relationship gate enforced by engine filterRatesMapByRelationship — rate is dropped when userProfile.bank_relationships doesn't include 'hsbc_ega_50k'.
Trust
Applies only to ONE category you select (locked per quarter). Requires S$2,000/mo eligible spend to unlock.
15% on user-selected preferred category at S$2,000/month min for 3 consecutive months. Quarterly cap S$250 (~S$83/cycle). Quarterly category lockup. From 1 Mar 2026: $1k/10% tier removed.
DBS
10X DBS Points per S$5 on online spend (local & overseas), capped at first S$1,000/mo of online spend. Covers online merchants — air tickets, hotels, Atome, Kris+, etc. Catalog category list reflects the actual reach so the engine matches direct category queries.
These are the objective top picks. Perqa narrows them to the cards in your wallet and tracks your spend so you always use the right one.
Try Perqa — freeTwo separate tracks: (1) Your credit card earns its miles based on MCC 4511 — most miles cards pay 2-4 mpd on airlines. (2) The Scoot booking itself earns KrisFlyer miles via the Scoot KrisFlyer integration when you input your KrisFlyer number at booking. Both layers stack.
Yes — they bill on the same merchant ID as the ticket, MCC 4511, so they earn the same travel rate as the base fare.
The KrisFlyer UOB credit card pays elevated KrisFlyer miles on all eligible spend (3 mpd on SQ + Scoot + Krisshop after qualifying spend). Best card if Scoot is a frequent destination AND you redeem via KrisFlyer.